Privacy Policy
Last updated: January 2026
At Cremado Educación Financiera S.A.C., we are committed to protecting your privacy and personal data in accordance with Law No. 29733, Peru's Personal Data Protection Law, and its Regulations approved by Supreme Decree No. 003-2013-JUS.
1. Data controller
Cremado Educación Financiera S.A.C., with RUC 20612345678, located at Av. Javier Prado Este 4600, Santiago de Surco, Lima, Peru, is the controller responsible for processing your personal data.
2. Data we collect
We collect only the data you voluntarily provide through our contact form: full name, email address, and the content of your message. We do not collect sensitive data, financial information, or data from minors.
3. Purpose of processing
Your personal data will be used exclusively to: respond to your inquiries about financial education, send relevant information about our educational resources (only with your express authorization), and improve the quality of our educational services.
4. Legal basis
The processing of your data is based on your express consent given when submitting the contact form, in accordance with Article 13.5 of Law No. 29733.
5. Retention period
Your data will be kept for the time necessary to respond to your inquiry and for an additional period of two (2) years for follow-up purposes, unless you request its deletion before that period.
6. Your ARCO rights
You have the right to Access your personal data, Rectify inaccurate data, Cancel or delete your data, and Object to its processing. To exercise these rights, you can write to us at privacidad@cremado.com attaching a copy of your identity document.
7. Security measures
We implement appropriate technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, or destruction, including SSL/TLS encryption, secure servers, and restricted access to authorized personnel.
8. Transfer to third parties
We do not sell, rent, or share your personal data with third parties for commercial purposes. We will only share your data when required by a competent authority through a judicial or administrative order.
9. Cookies
For information about the use of cookies, please see our Cookie Policy.
10. Changes
We reserve the right to modify this privacy policy. Any changes will be posted on this page with the corresponding update date.
11. Contact
For any questions related to the processing of your personal data, you can contact us at privacidad@cremado.com or at our postal address: Av. Javier Prado Este 4600, Santiago de Surco, Lima, Peru.